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February 06, 2012
Car-Accidents
             
 
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Accident Terms and Definitions

 
 

Witness
Person who testifies under oath before a court, regarding what he/she has seen, heard or otherwise observed.

Towing & Labor Coverage
Pays for towing charges when your car can’t be driven. Also pays labor charges, such as changing a flat tire, at the place where your car broke down.

Insurer
The insurance company providing the insurance.

Underinsured Motorist Coverage
Pays for bodily injury or wrongful death caused by an underinsured motor vehicle (that is, a vehicle which is insured, but at an amount that is less than your uninsured motorist bodily injury (UMBI) limits).

Premium
The money paid for an insurance policy based upon the coverage provided.

Accident
A collision involving an automobile and anything that causes damage to the automobile, including other automobiles, telephone poles, buildings, and trees.

Binder
A temporary or preliminary agreement which provides coverage until a policy can be issued/delivered.

Summons
Document or writ directing the sheriff or other officer to notify a person that an action has been commenced against him in court and that he is required to appear, on a certain day, and answer the complaint in such action.

Commissioner of Insurance
The title of the head of most state insurance departments. In some states, the Director or Superintendent of Insurance is used instead.

Broker
A person who for payment of a fee procures insurance on your behalf.


Contact our Idaho Accident Lawyers if you have ever experienced a personal injury and think others are at fault for the accident.

 
Did You Know?    
 
 
74% Of Passenger Vehicle Occupants Who Were Ejected from The Vehicle Were Killed
Safety belts are effective in preventing total ejections: only 1% of the occupants reported to have been using restraints were totally ejected, compared with 29% of the unrestrained occupants.

 


  Newsroom  
 


Department Of Insurance Investigators Break Up Auto Fraud Ring
Insurance Commissioner Steve Poizner today announced the arrest of two suspects in connection with staging automobile accidents in California and f...
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Safety Seats Get Nod Over Belt Use Alone
TUESDAY, June 6 (HealthDay News) -- The use of a child safety seat -- compared to the use of seat belts only -- reduces a child's risk of death in ...
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Pre settlement funding provides relief after three car
Press Release Summary = After being seriously injured in a motor vehicle accident that was not her fault, Betty discovered that lawsuit fundin...
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More news >

 
 

Terms

 


Today's Terms

Towing & Labor Coverage

Definition:
Pays for towing charges when your car can’t be driven. Also pays labor charges, such as changing a flat tire, at the place where your car broke down.

Insurer

Definition:
The insurance company providing the insurance.

Hearsay

Definition:
Evidence based on what the witness has heard someone else say, rather than what the witness has personally experienced or observed.

More Terms >

 

Resources

 


More Resources >

 

Hot Topics

 

  • DUI Car Accidents
  • Aggresive Driving
  • Catastrophic Injuries
  • Speeding Accidents

More Topics >

Idaho Car Accident Lawyers

 
If you live in one of the following cities and have been in an auto accident you should contact an Idaho Car Accident Lawyers as soon as possible:

  • Blackfoot
  • Boise
  • Burley
  • Caldwell
  • Coeur D Alene
  • Eagle
  • Hayden
  • Idaho Falls
  • Jerome
  • Lewiston
  • Meridian
  • Moscow
  • Mountain Home
  • Nampa
  • Pocatello
  • Post Falls
  • Rexburg
  • Sandpoint
  • Twin Falls
  Need to find a Car Accident Lawyer Nationwide? Visit CarAccidentAttorneys.com


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